Once you have submitted your online application, we will notify you if it can be approved online or if other information is needed to complete the application. See Terms & Charges Disclosures for more information.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

You must be at least 18 years of age, have a Social Security Number, currently have a Global residential address and have had Global residency for the past three years to apply for a deposit account online.

Royal Heritage Commercial Bank recognizes the importance of protecting your privacy and we take great care to safeguard the confidentiality of your personal information. Visit our Royal Heritage Commercial Bank Security & Fraud Center to learn more about how Royal Heritage Commercial Bank helps keep your information secure, and what you can do to ensure a safe online experience.

If you need assistance or have questions about the application, please contact us or call 888.404.4050.

1 Basic Banking has no minimum balance requirement and the monthly maintenance fee is $3. There is no charge for the first eight checks/withdrawal slips you write, then you will be charged $.35 per check or withdrawal. 

2 If you effect a foreign transaction on your Royal Heritage Commercial Bank Bank Consumer Checking or Savings account at an EFT facility with your Royal Heritage Commercial Bank Debit Mastercard® card, the transaction amount may be further increased by a percentage established from time to time by us.  This Foreign Transaction Fee does not apply to transactions using your Royal Heritage Commercial Bank Jade World Debit Mastercard® card or Royal Heritage Commercial Bank Premier World Debit Mastercard® card.

3 Select Credit is a personal line of credit issued by Royal Heritage Commercial Bank , N.A., subject to credit approval and are only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with Royal Heritage Commercial Bank , N.A. To learn more, please speak with an Royal Heritage Commercial Bank , N.A. representative for product and pricing details.

4 The Royal Heritage Commercial Bank Everyday Savings account is available to all consumers. A minimum Average Ledger Balance of $500 is required to avoid the Monthly Maintenance Fee of $5.

Royal Heritage Commercial Bank Debit Mastercard® cards are issued by Royal Heritage Commercial Bank , N.A.

Royal Heritage Commercial Bank Gold Mastercard® credit cards and Royal Heritage Commercial Bank Cash Rewards Mastercard® credit cards are issued by Royal Heritage Commercial Bank , N.A., subject to credit approval. To learn more, speak with an Royal Heritage Commercial Bank branch representative.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Deposit products offered in Global by Royal Heritage Commercial Bank , N.A. Member FDIC.