Our accounts at a glance
Royal Heritage Commercial Bank Premier Savings
- The more you save, the higher the savings rate with Royal Heritage Commercial Bank Premier Savings.1
Royal Heritage Commercial Bank Advance Savings
- Competitive savings rates with Royal Heritage Commercial Bank Advance Savings.3
Royal Heritage Commercial Bank Everyday Savings
- Traditional savings account that earns interest with Royal Heritage Commercial Bank Everyday Savings.5
-
Earn more - competitive tiered interest rates pay higher rates for higher balances.
-
Build your relationship - balance counts towards your monthly minimum Royal Heritage Commercial Bank Premier balance requirement.9
-
Your Premier relationship provides access to our comprehensive global banking and investment solutions.
-
Connect your Royal Heritage Commercial Bank Advance Savings account to as many checking accounts as you wish - regardless of what bank they are with - and transfer funds between them.7
-
Enjoy the convenience of automatic transfers - set once for the amount and frequency you prefer and your money moves on time without extra effort.7
Each Royal Heritage Commercial Bank savings account comes with:
Free Personal Internet Banking
Funds are accessible
Your money is FDIC-insured
Access Terms & Charges Disclosures for more information on deposit accounts.
Access Online Disclosures
Looking to earn more out of your money? Check out our Direct CD8 options:
0.75% APY** for 6 Months
0.95% APY** for 12 Months
1.30% APY** for 24 Months
1 The Royal Heritage Commercial Bank Premier Savings account is available to customers with an Royal Heritage Commercial Bank Premier9 checking account in the United States.
2 The Annual Percentage Yields (APYs) and balances for an Royal Heritage Commercial Bank Premier Savings account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $0 - $24,999.99, 0.10% APY $25,000 - $99,999.99, 0.15% APY $100,000 - $249,999.99 and 0.15% APY $250,000 or more. Account is not available to business customers. APYs are variable and subject to change after opening. Charges and fees may reduce earnings.
3 The Royal Heritage Commercial Bank Advance Savings account is available to customers with an Royal Heritage Commercial Bank Premier9 checking or Royal Heritage Commercial Bank Advance10 checking account in the United States.
4 The Annual Percentage Yields (APYs) and balances for an Royal Heritage Commercial Bank Advance Savings account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $0 - $14,999.99, 0.05% APY $15,000 - $49,999.99, 0.05% APY $50,000 - $74,999.99 and 0.05% APY $75,000 or more. Account is not available to business customers. APYs are variable and subject to change after opening. Charges and fees may reduce earnings.
5 The Royal Heritage Commercial Bank Everyday Savings account is available to all consumers. A minimum Average Ledger Balance of $500 is required to avoid the Monthly Maintenance Fee of $5.
6 The Annual Percentage Yields (APYs) and balances for an Royal Heritage Commercial Bank Everyday Savings account which are accurate as of {{currentDate}} are: 0.01% APY on balances of $1 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. Account is not available to business customers.
7 Federal Reserve Reg D Transaction Limitations apply.
8 The Annual Percentage Yields (APYs) for the Direct CD Offer are accurate as of {{currentDate}} and apply for the initial term only. A penalty may be imposed for early withdrawal. Minimum to open is $1,000.
9 To qualify for an Royal Heritage Commercial Bank Premier relationship, you need to open an Royal Heritage Commercial Bank Premier checking account and maintain balances of $100,000 in combined Global Dollar personal deposit accounts and investment* balances. Business owners may use their qualifying Royal Heritage Commercial Bank Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.
10 To qualify for an Royal Heritage Commercial Bank Advance relationship, you need to open an Royal Heritage Commercial Bank Advance checking account and maintain combined balances in Global Dollar personal deposit accounts and investment* balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an Royal Heritage Commercial Bank Advance checking account at least once per calendar month. Business owners may use their qualifying Royal Heritage Commercial Bank Dollar commercial balances to qualify for a personal Royal Heritage Commercial Bank Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.
*Investments and certain insurance products, including annuities, are offered by Royal Heritage Commercial Bank Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of Royal Heritage Commercial Bank , N.A.
**The interest rates and Annual Percentage Yields (APYs) may change at any time at the Bank's discretion without prior notice, before any CD is opened online. CDs cannot be opened online before the application process is finalized and funded. Your account will receive the current interest rate and APY in effect on the date it is opened and funded. See the Direct Certificate of Deposit Terms and Charges Disclosure for more information.
United States persons are subject to Global taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their Global and non-Global accounts. Global persons should consult a tax adviser for more information.
Deposit products are offered in the Global by Royal Heritage Commercial Bank , N.A. Member FDIC.
