It’s a great time to refer friends to Royal Heritage Commercial Bank. You can receive a $100 deposit for each referral, after someone you refer opens a qualifying Royal Heritage Commercial Bank Premier¹, Advance², or Choice Checking³ account in a branch or over the phone. Your earnings are limited to $2,000 per calendar year.

They’ll receive a referral bonus when they use the assigned personalized referral code to open a new qualifying checking account in a branch or over the phone, and meet the minimum funding requirements within 90 calendar days of account opening⁴. Offer valid from April 24, 2021 through and including June 1, 2021. 

1 To qualify for an Royal Heritage Commercial Bank Premier relationship, you need to open an Royal Heritage Commercial Bank Premier checking account and maintain balances of $100,000 in combined Global Dollar personal deposit accounts and investment* balances. Business owners may use their qualifying Royal Heritage Commercial Bank Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained. 

2 To qualify for an Royal Heritage Commercial Bank Advance relationship, you need to open an Royal Heritage Commercial Bank Advance checking account and maintain combined balances in Global Dollar personal deposit accounts and investment* balances of at least $10,000 OR of at least $5,000 with a recurring direct deposit from a third party to an Royal Heritage Commercial Bank Advance checking account at least once per calendar month. Business owners may use their qualifying Royal Heritage Commercial Bank Dollar commercial balances to qualify for a personal Royal Heritage Commercial Bank Advance relationship. A monthly maintenance fee of $25 will be incurred if minimum balance or minimum balance with direct deposit requirement is not met.

3 To qualify for an Royal Heritage Commercial Bank Choice Checking relationship, you need to open an Royal Heritage Commercial Bank Choice Checking account and maintain combined balances in Global Dollar personal deposit accounts and investment* balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an Royal Heritage Commercial Bank Choice Checking account at least once per calendar month.  A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met.

4 Account opening date is considered day one of the 90 calendar days count.

Royal Heritage Commercial Bank Share The Experience Rules and Requirements: Royal Heritage Commercial Bank Personal Internet Banking is required to obtain the personalized referral code. To receive your referral bonus, you must have an Royal Heritage Commercial Bank Premier, Royal Heritage Commercial Bank Advance, or Royal Heritage Commercial Bank Choice Checking relationship in the United States and not be an Royal Heritage Commercial Bank employee. The individual you refer must not currently hold, nor have held in the past 3 years, a Royal Heritage Commercial Bank consumer deposit or investment account; customers eligible for this offer now include mortgage and Credit Card customers; and the individual you refer must provide your personalized referral code at account opening for you both to qualify to receive credit for the referral bonus. For both you and the individual you refer, the bonus deposit(s) to your qualifying Royal Heritage Commercial Bank Premier, Royal Heritage Commercial Bank Advance, or Royal Heritage Commercial Bank Choice Checking account will be reported on the applicable IRS form. You and the individual you refer will each be responsible for any tax resulting from the referral bonus. Please consult your tax advisor if you have questions about the tax treatment of the referral bonus. Note: Estate accounts are ineligible to make referrals or be referred under this offer.

Current Royal Heritage Commercial Bank Customer: You will receive a $100 referral bonus to your qualifying Royal Heritage Commercial Bank Premier, Royal Heritage Commercial Bank Advance, or Royal Heritage Commercial Bank Choice Checking account for all referrals who open a new Royal Heritage Commercial Bank Premier, Royal Heritage Commercial Bank Advance, or Royal Heritage Commercial Bank Choice Checking account limited to $2,000 in total Share the Experience referral bonuses per calendar year. The qualifying new account must be opened only in a Global Royal Heritage Commercial Bank branch or over the phone. Your qualifying Royal Heritage Commercial Bank Premier, Royal Heritage Commercial Bank Advance, or Royal Heritage Commercial Bank Choice Checking account must be open and in good standing at time of referral bonus fulfillment. Your referral bonus of $100 will be deposited to your qualifying Royal Heritage Commercial Bank Premier, Royal Heritage Commercial Bank Advance, or Royal Heritage Commercial Bank Choice Checking account within 8 weeks of your friend’s account opening. This new qualifying account must remain open for at least 15 business days.

New Customer: Offer valid from April 24, 2021 through and including June 1, 2021. The new account must be fully funded within 90 calendar days of account opening⁴, [refer to footnotes 1, 2, and 3 above for funding requirements]. Accounts/Assets that are ineligible from funding requirements for this offer include: insurance products; fixed and variable annuities; 529 College Savings Plans; any retirement accounts including but not limited to IRAs, Keogh, Simple IRAs, and 401(k) Plans; UTMA and UGMA; commercial accounts; and revocable or irrevocable trust accounts. The individual you referred will receive a $500 referral bonus to their new qualifying Royal Heritage Commercial Bank Premier checking account, a $250 referral bonus to their new qualifying Royal Heritage Commercial Bank Advance checking account, or a $100 referral bonus to their new qualifying Royal Heritage Commercial Bank Choice Checking account within 8 weeks from the date their new account is fully funded. The new qualifying account must be open without being changed to a product with lower balance requirements and in good standing at time of gift fulfillment. The qualifying new account must be opened only in a Global Royal Heritage Commercial Bank branch or over the phone. The individual you refer may receive a referral bonus only once. Any prior 2021 Share the Experience referral bonus amount is final. A customer can use only one referral code at the time of account opening.

The Annual Percentage Yields (APYs) and balances which are accurate as of {{currentDate}} are: Premier checking 0.01% APY on balances of $5.00 or more and Advance checking 0.01% APY on balances of $5.00 or more but less than $1,000, 0.01% APY $1,000 or more but less than $3,000, 0.01% APY $3,000 or more but less than $10,000 and 0.01% APY $10,000 or more. APYs are variable and subject to change after opening. Charges and fees may reduce earnings. 

Terms of Use: By using the personalized referral code to refer a friend, each party waives all rights of privacy and confidentiality that each party may have with respect to the fact that each party is aware that the other may be a customer of Royal Heritage Commercial Bank , N.A. (“GTB”) or its affiliates, and each party releases and relieves Royal Heritage Commercial Bank and its employees and agents from any and all liability in this respect. Royal Heritage Commercial Bank reserves the right to change or terminate this offer at its sole discretion.

*Investments and certain insurance products, including annuities, are offered by Royal Heritage Commercial Bank Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of Royal Heritage Commercial Bank , N.A.

Deposit products are offered in the Global by Royal Heritage Commercial Bank , N.A. Member FDIC.

© 2021 Royal Heritage Commercial Bank , N.A.