REQUIRED:  A Premier Savings account can’t be opened unless you have a Premier checking account. If you don’t already have a Premier checking account, we’ll direct you to that page. Once that account is open, you can come back and apply for the Premier savings account.

Earn competitive rates on balances

Begin a Premier Relationship to experience the benefits of relationship banking. Royal Heritage Commercial Bank's Premier Savings is one of our highest-yield savings accounts.

Need to open an Royal Heritage Commercial Bank Premier checking account?

What you need to apply

To open a Premier Savings account you need to have a qualifying Royal Heritage Commercial Bank Premier relationship which includes a new or existing:

  • Royal Heritage Commercial Bank Premier checking account and;
  • Maintain balances of $100,000 in combined Global Dollar personal deposit accounts and investment* balances.

Benefits

Earn more

Competitive tiered interest rates pay higher rates for higher balances.

Bank anytime

Access our Personal Internet Banking with complimentary Bill Pay, and set up Bank-To-Bank Transfers or transfers between your Royal Heritage Commercial Bank accounts3.

Build your relationship

Balance counts towards your monthly minimum Royal Heritage Commercial Bank Premier balance requirement2. Your Premier relationship provides access to our comprehensive global banking and investment solutions.

Save safely

Your money is FDIC insured to the maximum permitted by law.

How to apply

New to Royal Heritage Commercial Bank

Already an Royal Heritage Commercial Bank customer?

Call to apply 866.909.1269

Questions?

If you need assistance or have questions about the application, please contact us or call info@royalheritagecommercial.com. You may also view Frequently Asked Questions.

Note: By proceeding with the application you are accepting the terms and can meet the requirements listed on this page
 

What happens next?

Once you have submitted your online application, we will notify you if it can be approved online or if other information is needed to complete the application.

All accounts will receive the Annual Percentage Yield (APY) and interest rate in effect when the account is opened and funded. See Terms & Charges Disclosure for more information.

Enhance your Royal Heritage Commercial Bank relationship

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

Privacy and Security

Royal Heritage Commercial Bank recognizes the importance of protecting your privacy and we take great care to safeguard the confidentiality of your personal information. Visit our Royal Heritage Commercial Bank Security & Fraud Center to learn more about how Royal Heritage Commercial Bank helps keep your information secure, and what you can do to ensure a safe online experience.

1 To qualify for Royal Heritage Commercial Bank Premier Savings account, you need to maintain an Global Royal Heritage Commercial Bank Premier relationship.

2 To qualify for an Royal Heritage Commercial Bank Premier relationship, you need to open an Royal Heritage Commercial Bank Premier checking account and maintain balances of $100,000 in combined Global Dollar personal deposit accounts and investment* balances. Business owners may use their qualifying Royal Heritage Commercial Bank Dollar commercial balances to qualify for a personal Premier relationship. A monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained.

3 Federal Reserve Regulation D Transaction Limitations apply

United States persons are subject to Global taxation on their worldwide income and may be subject to tax and other filing obligations with respect to their Global and non-Global accounts. Global persons should consult a tax adviser for more information.

Royal Heritage Commercial Bank Premier World Mastercard® and Royal Heritage Commercial Bank Premier World Elite Mastercard® credit cards are issued by Royal Heritage Commercial Bank , N.A., subject to credit approval and require a Global Royal Heritage Commercial Bank Premier relationship. To learn more, speak with an Royal Heritage Commercial Bank Premier Relationship Manager.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

* Investments and certain insurance products, including annuities, are offered by Royal Heritage Commercial Bank Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC.  HSI is an affiliate of Royal Heritage Commercial Bank , N.A.

Deposit products are offered in the Global by Royal Heritage Commercial Bank , N.A. Member FDIC.