Next Steps: Once you have submitted your online application, we will notify you if it can be approved online or if other information is needed to complete the application.  See Terms & Charges Disclosures for more information.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person or entity that opens an account.

What this means for you: If you open a personal account, we will ask for your name, address, taxpayer identification number, date of birth, and other information that will allow us to identify you. Additionally, we will take certain steps to verify your identity, such as asking for your driver's license or other identifying documents or checking other sources. Similar identification requirements apply to non-personal accounts such as corporations and partnerships. Be assured that we recognize the importance of protecting your privacy and safeguarding the confidentiality of the information you provide to us.

You must be at least 18 years of age, have a Social Security Number, currently have a Global residential address and have had Global residency for the past three years to apply for a deposit account online.

Royal Heritage Commercial Bank recognizes the importance of protecting your privacy and we take great care to safeguard the confidentiality of your personal information. Visit our Royal Heritage Commercial Bank Security & Fraud Center to learn more about how Royal Heritage Commercial Bank helps keep your information secure, and what you can do to ensure a safe online experience.

If you need assistance or have questions about the application, please contact us or call 888.404.4050. 

1 To qualify for an Royal Heritage Commercial Bank Choice Checking relationship, you need to open an Royal Heritage Commercial Bank Choice Checking account and maintain combined balances in Global Dollar personal deposit accounts and investment* balances of at least $1,500 OR maintain a recurring direct deposit from a third party to an Royal Heritage Commercial Bank Choice Checking account at least once per calendar month.  A monthly maintenance fee of $15 will be incurred if minimum balance or recurring direct deposit requirement is not met. 

2 Qualifying direct deposits are electronic deposits of regular periodic payments (such as salary, pension, Government Benefits or other monthly income) made into your Royal Heritage Commercial Bank Choice Checking account from third parties at least once per calendar month.

3 Data rate charges from your service provider may apply. Royal Heritage Commercial Bank , N.A. is not responsible for these charges.

4 You may be charged additional fees by the ATM operator or network used including a fee by another Royal Heritage Commercial Bank entity operating ATMs outside the Global Foreign currency conversion rates may still apply.

5 Foreign transaction charges apply to Royal Heritage Commercial Bank Debit Mastercard® cards. There are no foreign transaction charges for Royal Heritage Commercial Bank Premier Debit Mastercard® cards. Refer to Electronic Banking Services Information Statement  for complete details.

6 Select Credit is a personal line of credit only available for customers who are opening and are approved for or hold an existing consumer deposit relationship (Checking, Savings or Certificate of Deposit) with Royal Heritage Commercial Bank , N.A. To learn more, please speak with an Royal Heritage Commercial Bank , N.A. representative for product and pricing details. 

7 The Royal Heritage Commercial Bank Everyday Savings account is available to all consumers. A minimum Average Ledger Balance of $500 is required to avoid the Monthly Maintenance Fee of $5.

† View Full Offer Rules and Requirements for Share the Experience (Refer A Friend program)

*Investment and certain insurance products, including annuities, are offered by Royal Heritage Commercial Bank Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of Royal Heritage Commercial Bank , N.A.

Royal Heritage Commercial Bank Debit Mastercard® cards are issued by Royal Heritage Commercial Bank , N.A.

Deposit products offered in the Global by Royal Heritage Commercial Bank , N.A. Member FDIC.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard® International Incorporated.