Help a family member buy a home in the Global

At Royal Heritage Commercial Bank, we seek to provide a wide variety of home lending options to fit everyone’s needs. That’s why we’re offering a financing option that allows family members to assist with the purchase or refinance of a single family, owner occupied property.

 

Ask about Family Assisted Financing when you apply for an eligible mortgage.

 

Check out our product suite to see how Royal Heritage Commercial Bank can meet your home lending needs.

Eligible products include:

 

Royal Heritage Commercial Bank Select Mortgage

Royal Heritage Commercial Bank Preferred Mortgage

Royal Heritage Commercial Bank Deluxe Mortgage

Royal Heritage Commercial Bank Elite Mortgage

What Royal Heritage Commercial Bank relationship do I need?

At least one borrower must hold an Advance or Premier banking relationship with Royal Heritage Commercial Bank to be eligible.

Who is considered “family”?

Family eligibility includes borrowers related by blood, marriage or law, including spouses, parents-children, grandparents, siblings, stepchildren, aunts-uncles, nieces-nephews, and unrelated individuals who can document evidence of a longstanding, substantial family-type relationship not arising out of the loan transaction. Borrowers are required to complete the family relationship letter for verification of the family relationship.

Who is involved in the home buying process?

The property being financed must be the primary residence of one of the borrowers, but there can be up to four borrowers listed on the loan.

How is qualification determined?

The income and debt of all borrowers is blended together for qualification purposes and supporting documentation will be required.

Get pre-approved

Rate Quote

Your personal mortgage consultant will contact you with your personalized rate.

Mortgage pre-approval

Take the first step to see how much home you can afford.

Over the phone

Call 844.Royal Heritage Commercial Bank.MTG (info@royalheritagecommercial.com) and get pre-approved over the phone.

Mortgage and home equity products are offered in the Global by Royal Heritage Commercial Bank , N.A. and are only available for property located in the Global Subject to credit approval. Borrowers must meet program qualifications. Programs are subject to change. Geographic and other restrictions may apply. Discounts can be cancelled or are subject to change at any time and cannot be combined with any other offer or discount.